You’re a small business, and you’ve just started to experience some real success in your enterprise.  You’ve worked hard to develop a growing customer base, and you love that you have clients whom you can invoice for your work, which means you’re counting on some healthy receivables coming in as a reward for your efforts.  That’s the problem.  The cash is coming in, but in the meantime, you still have to make payroll, pay the rent and pay your vendors for the materials and technology you had to purchase to complete those jobs, and the flow just isn’t there to fill in the gap.

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